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We loan money to people like you based on the equity you have in your home. A home equity line of credit, also known as a heloc, is a revolving line of credit that allows people to borrow against the equity in their homes. A home equity line of credit is a type of second mortgage that allows homeowners to borrow money against the equity they have in their home and receive that money as a line of.

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For example, if you simply want to consolidate your debts, then a home equity loan may be the. The first is a home equity loan, which works by paying a homeowner a lump sum of. The single most effective way to increase your home equity is to pay off your mortgage faster.

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